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Payment and Insurance Options

Insurance & Forms of Payment

Dr. Wojtkun and his team in Andover, MA make every effort to provide not only excellent, but also affordable dental care. Money shouldn’t keep you from having the perfect smile you deserve. At Premier Dental Concepts of Andover we offer pain-free, flexible payment options allowing you to finance your smile with easy monthly payments if necessary. In addition to accepting cash and major credit cards, Premier Dental Concepts of Andover also works together with organizations that provide excellent financing options.


Premier Dental Concepts of Andover works hand-in-hand with CareCredit Patient Payment Plans. CareCredit offers special financing options to patients at a reasonable rate through use of a CareCredit credit card. This credit card allows you to make easy monthly payments for dental treatments, rather than delaying treatment for financial reasons. Please contact our office for more details. You can also learn more about CareCredit at



At Premier Dental Concepts of Andover, we take most dental insurance. We are contracted providers with these dental insurance plans:


  • Delta Dental
  • Blue Cross Blue Shield of Massachusetts Dental Blue
  • BCBS Medicare Advantage 
  • Altus Dental
  • The Guardian

For further information, visit the Dental Insurance Guide.

You may be able to use your own dental insurance if you have a policy that allows you to choose your own dentist. If this is the case, we are happy to file your insurance claims for you so that you can be reimbursed by your insurance company.


Discounts for Full Payment

Patients with no insurance, are eligibile for a pre-payment discount. We also offer a Senior Citizen discount.

Patients with insurance, but not a discount plan, are eligible for a discount on their estimated copayment when payment is made by cash or check.


Patient Referral Credit Incentive

This offer provides our patients with a $100 account credit for referring to our practice a new patient or family who is not an immediate family member.  Please contact our office for details.

The referred patient must complete and pay for the following, excluding any special offers:

  • A new patient examination
  • Teeth cleaning
  • Any required x-rays

Dr. Wojtkun and the team at Premier Dental Concepts of Andover in Andover, MA are proud to offer excellent dental care at an affordable price. If you have any questions or concerns about insurance and financing options, please contact our office.